Company: P.J. Lhuillier, Inc.

P.J. Lhuillier, Inc. is a Philippine-based financial services and retail group known for the Cebuana Lhuillier pawnshop network. It operates pawnshops, money remittance, microinsurance, microloans, jewelry, logistics and business process services across thousands of branches nationwide. The company emphasizes accessible financial solutions for underserved Filipinos and engages in community development through CSR programs.