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Job Vacancy Calamba City, A Position Collector and Credit Investigator at Radiowealth Finance Company

Radiowealth Finance Company company logo
Published 2 days ago

Radiowealth Finance Company is currently accepting applications for the position of Collector and Credit Investigator in the Calamba City area. We are actively seeking qualified candidates for this Full-time opportunity.

We are looking for individuals who possess strong skills and have a minimum of beginners/seniors in the field. Along with technical expertise, we highly value qualities such as integrity, discipline, and a strong sense of responsibility in our potential employees.

Radiowealth Finance Company operates within the (according to the company) industry. If you are interested in joining our esteemed organization, we encourage you to submit your application without delay.

Job Information

Company:Radiowealth Finance Company
Position:Collector and Credit Investigator
City:Calamba City, A
Province:A
Education:Confidential
Salary:PHP 14.700 - PHP 45.000 per Month
Job Type:Full-time

Job Description

Responsible for the credit investigation and collection in a branch in accordance with the company standards to attain company goals and objectives. Process owner in terms of booking, Collection Efficiency, Remedial Management, Real and Property Owned and Acquired Management.

Duties and Responsibilities:

Sales and Marketing

  • Achieves booking target by determining number of loan applications required
  • Visits clients regularly and maintains good relationships with them to encourage repeat business
  • Visits and maintains constant and regular dialogue with dealers and coordinates with agents or business opportunity service specialists
  • Knows and is aware of what competition is doing and reports to branch manager any unsual events which may affect the branch operations
  • Elevates concerns brought to his attention by clients, dealers and agents at once

Collection Efficiency

  • Achieves and maintains collection efficiency target following the company credit standard policy and guidelines
  • Receives, evaluates and conducts initial interview of walk-in customers
  • Conducts credit investigation within required proximity and work hours
  • Conducts unit/collateral verifications of approved loan applicants
  • Maintains the up-to-date status of customer’s visit card
  • Conducts a pre-collection visit a week before the first due date and regular collection follow-up on delinquent or past due account
  • Remits all collections and unissued official receipts to admin office/branch manager before the end of the day
  • FRED Account

Remedial Management

  • Undertakes and conducts personal visit of delinquent accounts and initiates immediate corrective actions whether for restructuring, moratorium, repossession or legal action
  • Coordinates and discusses with branch manager concerns regarding delinquent accounts
  • Serves demand letters, return check notice to concerned customer and ensures acknowledgement receipt

Documentation

  • Prepares daily itinerary performance report
  • Encodes credit report on web application system
  • Prepares credit report and discusses with branch manager
  • Coordinates with loans clerk on mortgage documentations, post dated check and insurance requirements
  • Assists on registration of necessary loan documents

Qualifications and Requirements:

  • At least 1 Year(s) of working experience in the related field is required for this position.
  • Can communicate both oral and written
  • Knows basic microsoft applications
  • Must possess a valid driver’s license and must know how to drive a motorcycle
  • With own motorcycle

Job Type: Full-time

Schedule:

  • 8 hour shift

Ability to commute/relocate:

  • Calamba City: Reliably commute or planning to relocate before starting work (Required)

Education:

  • Bachelor’s (Preferred)

Experience:

  • Credit Investigator: 1 year (Preferred)
  • Collector: 1 year (Preferred)

Job Type: Full-time

Education:

  • Senior High School (Preferred)

Experience:

  • Field Collector: 1 year (Required)
  • Credit Investigator: 1 year (Required)

License/Certification:

  • Professional driver’s license (Required)

Willingness to travel:

  • 100% (Preferred)

Work Location: In person

Benefit

  • Valuable work experience
  • Recognition and performance awards
  • Work-life balance
  • Professional networking opportunities
  • Collaborative work environment
  • Opportunities for promotion
  • Access to the latest technology
  • Skill development
  • Professional training
  • Opportunities to contribute to business growth

Requirements

  • Able to Work Under Pressure
  • Physically and Mentally Healthy
  • Minimum Education of High School Diploma
  • Good Communication Skills
  • Able to Work in a Team
  • Experience in the Related Field (Preferred)
  • Minimum Age of 18 Years
  • Willing to Be Placed in the Designated Work Location
  • No Criminal Record

Company Address

Province A
City Calamba City
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Company Information

Radiowealth Finance Company

Radiowealth Finance Company, based in the Philippines, is a leading financial services provider specializing in lending solutions. Established with a commitment to empowering individuals and businesses, it offers a wide range of products including personal loans, auto loans, and business financing. The company prioritizes customer satisfaction and strives to provide accessible financial support tailored to meet diverse needs. Through its innovative approach and strong network, Radiowealth Finance Company continues to contribute to the growth and development of the financial landscape in the Philippines.